Joe,
With the new build I get a could not place XMP file when I drag a image into Photoshop CC in Windows 8.1 - I don't remember seeing this before?
I don't understand what you're trying to say. Please rephrase, or post a JPEG screen shot that illustrates the problem you're having if possible. Use the 'Attachments and other options' link when you're composing your reply to this message and there you'll be able to upload your JPEG format screenshot.
What version of Windows 8.1 are you using? 64-bit or 32-bit?
Thanks,
-Kirk