I am using PM vers. 4.5.3.1, on Windows Vista.
Over time, I have saved many different stationery pad settings, but I don't know where they are saved.  Whenever I opened the Save or Load dialog, it just opened the correct folder that had my saved settings.  But today it opened my "Downloads" folder instead.  I tried searching my computer for .iptc files and .xml files, but I can't find any.
Where can I find them? (assuming I didn't somehow erase them)