I re-downloaded, and noticed I had two files downloading at the same time, painfully slow.  Cancelled both out, deleted the prior 0 byte file, and successfully re-downloaded and installed.   Computers are just weird, lol...
And Kirk, you are the best.  I don't know how you have a life and stay so close to these forums, but I honestly feel like you are just sitting in the living room waiting for me to ask a question!
jan